On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.
FAQ_category: (HIDDEN) Industry FAQs
Carpet cleaning involves working in client homes or offices with expensive flooring, furniture, and equipment on site. The most common coverages include:
- General Liability – Protects against claims if you damage a client’s carpet, furniture, or other property.
- Workers’ Compensation – Covers employee injuries like strains from moving equipment or slips on wet floors.
- Commercial Property Insurance – Protects your cleaning machines, tools, and supplies from fire, theft, or damage.
- Commercial Auto Insurance – Covers vehicles used to transport staff and equipment between jobs.
- Equipment Breakdown or Inland Marine Coverage – Protects high-value machines during transit or from mechanical failure.
While not always legally required, commercial clients nearly always demand it in contracts. For janitorial companies, liability insurance isn’t just a safeguard—it’s often your ticket to securing work.
It ensures you can take on bigger, higher-paying jobs without risking your business if an accident happens on site.
Yes! When your policy includes the right coverage:
- Employee theft – Employee dishonesty coverage can help reimburse losses if a worker is accused of stealing from a client site.
- Accidental damage – General liability insurance can help if your team accidentally damages furniture, electronics, or other property during cleaning.
These protections are vital because janitorial teams often work unsupervised in client facilities, making trust and liability coverage equally important.
On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.