FAQ_category: (HIDDEN) Industry FAQs

Yes! When you have the right policies in place: 

• Employee theft – Employee dishonesty coverage can help cover losses if a team member is accused of stealing from a client. 

• Property damage – General liability insurance can step in if your business accidentally breaks, stains, or otherwise damages a client’s property while on the job. 

On average, Gilders pay between $500-$1200 a year for protection.   

Cost can vary depending on your: 

• Location 

• Size 

• Value of Equipment and Tools 

Gild will work with you to find the right tailored coverage that fits your budget and your needs. 

Cleaning businesses face risks ranging from slip-and-fall accidents to damage to client property. Core coverages include: 

• General Liability – protects against third-party injuries or property damage claims. 

• Workers’ Compensation – required in most states if you have employees, covering work-related injuries or illnesses. 

• Commercial Property Insurance – covers business-owned equipment and supplies. 

• Business Owner’s Policy (BOP) – bundles general liability with property coverage at a lower rate. 

Coverage typically includes: 

• Bodily injury or property damage during inspections (e.g., a client trips on your ladder). 

• Professional mistakes or omissions (e.g., missing structural damage). 

• Tool or property loss from on-site damage or theft. 

• Auto accidents while traveling to inspections. 

• Workplace injuries to yourself or staff. 

Even a simple claim can snowball. The right insurance stops that from becoming your reality. 

On average, Gilders pay between $500-$1200 a year for protection.   

Cost can vary depending on your: 

• Location 

• Size 

• Value of Equipment and Tools 

Gild will work with you to find the right tailored coverage that fits your budget and your needs.