Yes. Most modern professional liability policies extend to:
- Telepractice and virtual therapy platforms
- Hybrid care where services are both online and in-person
- Cyber liability protection, which covers HIPAA-related data breaches and privacy concerns
FAQ_category: (HIDDEN) Industry FAQs
On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.
Speech therapists often carry multiple coverages to stay protected:
- Professional liability – protects against malpractice claims, treatment errors, or misdiagnosis
- General liability – covers third-party injuries, like a client tripping in your office
- Business property coverage – insures therapy tools, office equipment, and materials
- Cyber liability – safeguards client health information and electronic records
- Workers’ compensation – required if you employ staff, covering workplace injuries
Yes! Most liability policies for home health aides extend protection to:
- Clients’ private residences
- Assisted living or nursing facilities
- Community settings where care is provided
Yes, it’s strongly recommended. While agencies often carry insurance, their policies primarily protect the business. Your own liability insurance ensures:
- Personal coverage if you are named individually in a lawsuit
- Protection outside agency work if you take on private clients
- Peace of mind knowing you’re covered regardless of employer exclusions