On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.
FAQ_category: (HIDDEN) Industry FAQs
Home health aides face unique risks when providing care in clients’ homes. Insurance protection often includes:
- Professional liability – coverage for claims of negligence, errors in care, or failure to provide expected services
- General liability – protection if a client or visitor experiences injury or property damage during your work
- Business Owner’s Policy (BOP) – bundles liability with business property coverage, insuring your equipment, supplies, and administrative space
- Cyber liability – safeguards sensitive client health information and records from breaches or data loss
Together, these coverages protect both your caregiving role and the business side of your work.
Most modern liability policies extend coverage beyond the clinic, including:
- Telehealth and virtual therapy sessions
- In-home visits with clients
- Care in gyms, schools, or rehab centers
It’s important to confirm your policy includes mobile and digital services to avoid gaps in protection.
Yes! While employers often carry liability coverage, it’s designed to protect the business first. Personal professional liability insurance is important because it:
- Covers you individually if named in a lawsuit
- Fills gaps if employer coverage has exclusions
- Follows you when you provide services outside of your primary workplace
On average, Gilders pay between $500-$1200 a year for protection.
Cost can vary depending on your:
- Location
- Size
- Value of Equipment and Tools
Gild will work with you to find the right tailored coverage that fits your budget and your needs.